I downloaded this app as recommended from my credit union. First location it sent me to was non-existent and a new empty parking lot where a building once was. Next location had an ATM, but they were no longer part of the program and charged me a fee. If you like goose chases, then download. Better off using ATM locators directly from card issuer to find one close. If I wanted fees, I could have just went a block down the road.